Makaan Saudahttp://localhost:4173/Costs of buying and selling a home in India: stamp duty, registration, broker commission, TDS, GST and capital gains tax, with worked examples, checklists and sources.en-IN Agreement for sale vs sale deed in India: which must be registered, stamped and whenhttp://localhost:4173/mistakes-sources/agreement-for-sale-vs-sale-deed-registration/http://localhost:4173/mistakes-sources/agreement-for-sale-vs-sale-deed-registration/Mon, 26 Oct 2026 00:00:00 GMTThe difference between an agreement for sale and a sale deed in India, registration and stamp duty on each, the four-month rule, RERA's registered agreement and the risks of unregistered papers. Brokerage charges for buying or selling property in India: commission rates, GST and RERA ruleshttp://localhost:4173/costs-taxes-rules/brokerage-commission-real-estate-agent-india/http://localhost:4173/costs-taxes-rules/brokerage-commission-real-estate-agent-india/Mon, 26 Oct 2026 00:00:00 GMTWhat real estate brokers in India charge buyers and sellers, how 18% GST applies, when commission is earned, RERA agent registration and how to keep the broker's bill under control. Buying property in a woman's name or jointly: stamp duty concession, tax and the fine printhttp://localhost:4173/calculations-checklists/buying-jointly-women-stamp-duty-concession/http://localhost:4173/calculations-checklists/buying-jointly-women-stamp-duty-concession/Mon, 26 Oct 2026 00:00:00 GMTHow the women's stamp duty concession works in Delhi, Maharashtra and other states, what joint ownership does to the saving, plus home loan, capital gains and benami points. Capital gains tax on selling a house in India (2026): 12.5% vs 20% with indexation, worked outhttp://localhost:4173/costs-taxes-rules/capital-gains-tax-on-property-sale-2026/http://localhost:4173/costs-taxes-rules/capital-gains-tax-on-property-sale-2026/Mon, 26 Oct 2026 00:00:00 GMTHow tax on a property sale is calculated in India: short- and long-term gains, 12.5% without indexation, the 20% option for pre-July 2024 property, what you can deduct and a worked example. Circle rate, ready reckoner and stamp duty value: the 10% tolerance and tax on selling below ithttp://localhost:4173/costs-taxes-rules/circle-rate-stamp-duty-value-50c/http://localhost:4173/costs-taxes-rules/circle-rate-stamp-duty-value-50c/Mon, 26 Oct 2026 00:00:00 GMTHow the government's minimum property value affects stamp duty, the seller's capital gains, the buyer's taxable income and TDS, with the 110% safe harbour and how to dispute a valuation. GST on under-construction flats in India: 5% and 1% rates, affordable housing test and what is taxedhttp://localhost:4173/costs-taxes-rules/gst-on-under-construction-flat/http://localhost:4173/costs-taxes-rules/gst-on-under-construction-flat/Mon, 26 Oct 2026 00:00:00 GMTWhen GST applies to a flat purchase, how the 5% and 1% effective rates work, the affordable housing carpet area and ₹45 lakh tests, and GST on parking, PLC and maintenance. Hidden costs of buying a flat: society transfer fee, maintenance deposit, mutation and utility transfershttp://localhost:4173/calculations-checklists/hidden-costs-society-transfer-maintenance-khata/http://localhost:4173/calculations-checklists/hidden-costs-society-transfer-maintenance-khata/Mon, 26 Oct 2026 00:00:00 GMTThe smaller charges that add up after you buy a flat in India: society transfer premium, share certificate, NOC, corpus fund, maintenance, mutation or khata, utility deposits and repairs. How to negotiate brokerage and what to put in a broker agreement in Indiahttp://localhost:4173/calculations-checklists/negotiating-broker-agreement-commission/http://localhost:4173/calculations-checklists/negotiating-broker-agreement-commission/Mon, 26 Oct 2026 00:00:00 GMTA clause-by-clause guide to agreeing a broker's fee in India: rate, GST, cap, trigger, exclusivity, refunds and services, with negotiation scripts and a worked saving example. New launch, ready-to-move or resale flat: which costs more in India? A cost comparisonhttp://localhost:4173/calculations-checklists/new-launch-vs-resale-cost-comparison/http://localhost:4173/calculations-checklists/new-launch-vs-resale-cost-comparison/Mon, 26 Oct 2026 00:00:00 GMTCompare the full cost of an under-construction flat, a ready flat from a builder and a resale flat in India: GST, stamp duty, brokerage, pre-EMI, rent while waiting and risk. NRI selling property in India: TDS, lower deduction certificate and repatriating the moneyhttp://localhost:4173/costs-taxes-rules/nri-selling-property-tds-repatriation/http://localhost:4173/costs-taxes-rules/nri-selling-property-tds-repatriation/Mon, 26 Oct 2026 00:00:00 GMTWhat happens when an NRI sells a house in India: buyer's TDS on capital gains, TAN, lower deduction certificates, capital gains tax, NRO accounts and the USD 1 million repatriation limit. Official sources for buying and selling property in India: stamp duty, tax, RERA and land recordshttp://localhost:4173/mistakes-sources/official-sources-property-buying-india/http://localhost:4173/mistakes-sources/official-sources-property-buying-india/Mon, 26 Oct 2026 00:00:00 GMTA directory of the government portals that settle property questions in India: state registration and stamp duty, RERA authorities, Income Tax, GST, land records, courts and consumer forums. Property buying and selling costs in India: every charge, who pays it and the 2026 ruleshttp://localhost:4173/costs-taxes-rules/property-buying-selling-costs-india-guide/http://localhost:4173/costs-taxes-rules/property-buying-selling-costs-india-guide/Mon, 26 Oct 2026 00:00:00 GMTA complete map of the costs in an Indian property deal: stamp duty, registration, brokerage, GST, TDS, capital gains tax and transfer charges, split by buyer and seller. Property buying and selling mistakes in India that cost lakhs, and how to avoid themhttp://localhost:4173/mistakes-sources/property-transaction-mistakes-india/http://localhost:4173/mistakes-sources/property-transaction-mistakes-india/Mon, 26 Oct 2026 00:00:00 GMTThe costliest errors in Indian property deals: weak title checks, cash components, power of attorney sales, missed TDS, unregistered agreements, broker disputes and builder delays. Builder delayed possession? How to file a RERA complaint for refund or delay interesthttp://localhost:4173/mistakes-sources/rera-complaint-builder-delay-refund/http://localhost:4173/mistakes-sources/rera-complaint-builder-delay-refund/Mon, 26 Oct 2026 00:00:00 GMTUsing the RERA Act, 2016 when a builder delays a flat: refund with interest or monthly delay interest under section 18, filing with the state authority, consumer commission and IBC options. Resale flat documents checklist India: what to collect before token, agreement and registrationhttp://localhost:4173/calculations-checklists/resale-flat-buying-checklist-documents/http://localhost:4173/calculations-checklists/resale-flat-buying-checklist-documents/Mon, 26 Oct 2026 00:00:00 GMTThe documents to check when buying a resale flat in India: title chain, encumbrance certificate, OC, society NOC and share certificate, tax receipts, loan closure, and when to ask for each. Save capital gains tax on a property sale: Section 54, 54EC and 54F worked exampleshttp://localhost:4173/calculations-checklists/section-54-54ec-save-capital-gains/http://localhost:4173/calculations-checklists/section-54-54ec-save-capital-gains/Mon, 26 Oct 2026 00:00:00 GMTHow sellers in India reduce tax on a long-term property gain by buying another house (Section 54), investing in 54EC bonds or using 54F, with time limits, caps, lock-ins and worked numbers. Selling a flat in India: how much will you actually receive? Net proceeds worked outhttp://localhost:4173/calculations-checklists/seller-net-proceeds-worked-example/http://localhost:4173/calculations-checklists/seller-net-proceeds-worked-example/Mon, 26 Oct 2026 00:00:00 GMTA seller's line-by-line calculation: sale price, brokerage with GST, loan closure, society dues, TDS credit and capital gains tax, ending with the money left in your account. Stamp duty and registration charges by state in India (2026): how they are calculatedhttp://localhost:4173/costs-taxes-rules/stamp-duty-registration-charges-by-state/http://localhost:4173/costs-taxes-rules/stamp-duty-registration-charges-by-state/Mon, 26 Oct 2026 00:00:00 GMTHow stamp duty and registration fees work in Maharashtra, Delhi, Karnataka and other states: rates, circle rate value, women's concessions, caps and how to pay e-stamp duty. TDS on property purchase in India: 1% from ₹50 lakh, how to file and what changed in 2026http://localhost:4173/costs-taxes-rules/tds-on-property-purchase-194ia/http://localhost:4173/costs-taxes-rules/tds-on-property-purchase-194ia/Mon, 26 Oct 2026 00:00:00 GMTA buyer's guide to TDS on property: when 1% applies, the ₹50 lakh test with joint buyers, stamp duty value, PAN rules, the form that replaced 26QB, deadlines and penalties. Property title verification in India: encumbrance certificate, title chain and search reporthttp://localhost:4173/mistakes-sources/title-verification-encumbrance-certificate/http://localhost:4173/mistakes-sources/title-verification-encumbrance-certificate/Mon, 26 Oct 2026 00:00:00 GMTHow to check that a seller really owns a property in India: tracing the title chain, reading an encumbrance certificate, land records, litigation searches, public notices and the advocate's report. Total cost of buying a flat in India: a line-by-line worked example and checklisthttp://localhost:4173/calculations-checklists/total-cost-of-buying-a-flat-worked-example/http://localhost:4173/calculations-checklists/total-cost-of-buying-a-flat-worked-example/Mon, 26 Oct 2026 00:00:00 GMTAdd up the real cost of buying a home in India: price, stamp duty, registration, GST, brokerage, legal, society, loan charges and moving in, with two worked examples in rupees. Cash component and under-reporting the price in property deals: the real risks in Indiahttp://localhost:4173/mistakes-sources/undervaluation-cash-component-risks/http://localhost:4173/mistakes-sources/undervaluation-cash-component-risks/Mon, 26 Oct 2026 00:00:00 GMTWhy splitting a property price into cheque and cash is risky in India: cash limits and penalties, unexplained money tax, stamp duty deficit, lost proof of payment and higher future capital gains.